Terms of Service
YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH TEAM BRUCE MORTGAGE COMPANY IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS, ALSO REFERRED TO AS “TERMS OF USE”. CLICKING ON LINKS WITHIN THE WEBSITE OR WEBPAGES BEYOND THE WEBSITE’S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF USE WHETHER OR NOT YOU COMPLETE A TRANSACTION WITH TEAM BRUCE MORTGAGE AND WHETHER OR NOT YOU COMPLETE YOUR TRANSACTION ON THE WEBSITE OR THROUGH OTHER CHANNELS, SUCH AS BY TELEPHONE, BY EMAIL, FACSIMILE OR OTHERWISE. IF YOU DO NOT AGREE TO THE TERMS OF USE, YOU MAY NOT USE THIS WEBSITE. PLEASE READ THIS AGREEMENT CAREFULLY.
Website Ownership
This website is owned and operated by Team Bruce Mortgage (“Team Bruce”).
Access to this Website
Team Bruce reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.
Permitted Use
By accessing or using this website, you agree that:
Your use of this website is subject to and governed by these Terms of Use;
You will only access or use this website and transact business with Team Bruce if you are at least 18 years old;
You will use the website solely for its services offered in the normal course of business;
You will always act in accordance with the law, custom, and in good faith;
You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website;
Each use of this website by you indicates and confirms your agreement to be bound by these Terms of Use; and
These Terms of Use are a legally binding agreement between you and Team Bruce that will be enforceable against you.
You further agree to not use the website in any way that:
Changes or alters the website, content or services that may appear on this website;
Impairs in any way the integrity or operation of the website;
Interferes with or induces a breach of the contractual relationships between Team Bruce and its employees;
Is in any way unlawful or prohibited, or that is harmful or destructive to anyone or their property;
Transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email and commercial communications;
Transmits any harmful or disabling computer codes or viruses;
Harvests email addresses from this website;
Transmits unsolicited email to this website or to anyone whose email address includes the domain name of this website;
Interferes with Team Bruce’s network services;
Attempts to gain unauthorized access to Team Bruce’s network services;
Suggests an express or implied affiliation or relationship with Team Bruce without the express written permission of Team Bruce;
Impairs or limits our ability to operate this website or any other person’s ability to access and use this website;
Unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity;
Transmits or uploads violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;
Dilutes or depreciates the name and reputation of Team Bruce or any of its affiliates;
Transmits or uploads content or images that infringe upon any third party’s intellectual property rights or right to privacy; or
Unlawfully transmits or uploads any confidential, proprietary or trade secret information.
Links to Third Party Content
Clicking on certain links within this website or certain other websites that are linked to this website may take you to other websites, or may display information from other websites, which are not maintained by Team Bruce. Such websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms of use applicable to this website. Links to other Internet services and websites are provided solely for the convenience of users. A link to any service or website is not an endorsement of any kind of the service or website, its content or its sponsoring organization.
By using this website you acknowledge and agree that Team Bruce will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
Application of Additional Terms
You acknowledge that certain features of this website, as well other products and services of Team Bruce, including those that may be available through this website, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers.
Intellectual Property
All information and content on this website, except where otherwise stated (including but not limited to all logos, text, graphics, images, video and audio, data compilations, software, and the design, selection and arrangement thereof), are owned by Team Bruce, its affiliates, partners, licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You acknowledge and agree that you are permitted to view and download the material on this website for your informational or internal business use only. You do not acquire any ownership rights by downloading or viewing any material on this website. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any webpage, or alter the appearance of any materials from this website.
You agree that any testimonials and submissions made to Team Bruce concerning your use of the website or containing any comments, improvements, suggestions, and ideas regarding this website, become irrevocable and permanent property of Team Bruce, and may be used by Team Bruce in any way Team Bruce deems fit, in its sole judgment.
Warranty Disclaimer
THIS WEBSITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY WEBSITE-RELATED SERVICE, IS PROVIDED “AS IS”. TEAM BRUCE DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS CONTENT AND INFORMATION, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS CONTENT AND INFORMATION. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE CONTENT AND INFORMATION.
TEAM BRUCE CANNOT GUARANTEE UNINTERRUPTED SERVICE, SERVICE AT ANY PARTICULAR TIME, OR INTEGRITY OF DATA, INFORMATION OR CONTENT STORED OR TRANSMITTED VIA THE INTERNET. TEAM BRUCE WILL NOT BE LIABLE FOR ANY UNAUTHORIZED ACCESS TO, OR ANY CORRUPTION, ERASURE, THEFT, DESTRUCTION, ALTERATION OR INADVERTENT DISCLOSURE OF, DATA, INFORMATION OR CONTENT TRANSMITTED, RECEIVED OR STORED ON ITS SYSTEM CAUSED BY CIRCUMSTANCES OUTSIDE OF TEAM BRUCE’S CONTROL. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE, WEBSITE-RELATED SERVICES, AND LINKED WEBSITES.
EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, TEAM BRUCE IS NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THIS WEBSITE, WEBSITE-RELATED SERVICES, A DISRUPTION OF WEBSITE SERVICES, CONTENT OR INFORMATION CONTAINED WITHIN THIS WEBSITE, AND/OR ANY LINKED WEBSITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE, WEBSITE-RELATED SERVICES, AND/OR LINKED WEBSITES IS TO STOP USING THIS WEBSITE AND/OR THOSE SERVICES.
Modification of the Terms of Use
You acknowledge and agree that Team Bruce may revise, update or otherwise change these Terms of Use at any time without notice to you, at Team Bruce’s sole discretion, and that you will be bound by the provisions of these Terms of Use as they appear on this website at the time you access this website. Because these Terms of Use may change, Team Bruce encourages you to refer back often to these Terms of Use. In addition, you acknowledge and agree that all other content, services, products and materials on or available through this website are subject to updating and revision without notice to you. Your continued use of this website will be deemed acceptance of the most current Terms of Use.
Indemnification
You agree to defend, indemnify, and hold harmless Team Bruce Mortgage, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, representatives, shareholders, subsidiaries, successors, affiliates, contractors, agents, suppliers, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees and court costs) arising out of or relating to your violation of these Terms of Use and/or your use of this website.
Waiver and Severability
No waiver by Team Bruce Mortgage of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition, and any failure of Team Bruce to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is found to be void, invalid, illegal or unenforceable for any reason, such provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity or enforceability of such other provisions.
Governing Law
All matters and any dispute or claim relating to this website and these Terms of Use shall be governed by and construed in accordance with the internal laws of California without giving effect to any principle of conflicts of law. Any action at law or in equity shall be brought only in state or federal courts within San Diego County or the Southern District of California. You hereby consent and submit to the personal jurisdiction of these courts for the purposes of litigation.
The services offered by Team Bruce and this website are intended for U.S. residents only. This website is not approved for distribution outside of the U.S. and non-U.S. residents should not rely or act upon the information contained within.